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Every letter and article from your rich big sis, in one feed.

Blog

The will conversation our families skipped

Oct 20, 2026

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2 min read

The will conversation our families skipped

What a will does, when software is enough, and how to bring it up.

Career and Money

+1

How to negotiate a raise at the job you already have (and what to ask for when the answer is "not this year")

Oct 15, 2026

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2 min read

How to negotiate a raise at the job you already have (and what to ask for when the answer is "not this year")

The script, the timing, and what to ask for when they say not this year.

Money Systems

+1

How I check a savings account before I move a dollar into it

Oct 13, 2026

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2 min read

How I check a savings account before I move a dollar into it

The four checks I run first, with the rate last on purpose.

Mindset

+2

How to have a money date (the twenty minute weekly ritual I teach)

Oct 8, 2026

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2 min read

How to have a money date (the twenty minute weekly ritual I teach)

Twenty minutes a week with your numbers, and zero fixing.

Mindset

+1

Where Financial Anxiety Actually Comes From

Sep 9, 2026

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2 min read

Where Financial Anxiety Actually Comes From

The shoebox under the bed, the balance you checked five minutes ago, and the first small step out.

Mindset

+2

Three women, one decision

Sep 7, 2026

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4 min read

Three women, one decision

What my abuelita actually left us, and the account that keeps it going

Blog

+1

How to lower your credit card APR with one phone call (the exact script I use)

Sep 6, 2026

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3 min read

How to lower your credit card APR with one phone call (the exact script I use)

Ten minutes on a weekday morning, a calm voice, and a sentence most people never say out loud.

Money Systems

+1

Your savings account is probably paying you nothing. Here is the twenty minute fix.

Sep 6, 2026

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2 min read

Your savings account is probably paying you nothing. Here is the twenty minute fix.

What a high yield savings account actually is, why there is only one on my list, and how to move your money without touching a single bill.

Money Systems

+1

The Traffic Light Budget: the three color system that finally made my money make sense

Aug 31, 2026

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3 min read

The Traffic Light Budget: the three color system that finally made my money make sense

Red, yellow, green. Twenty minutes with last month's statement and you will know exactly where your paycheck goes.

Mindset

+1

Why you feel guilty spending money you actually have

Aug 28, 2026

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2 min read

Why you feel guilty spending money you actually have

Luis, Carla, and the scarcity lesson most of us learned before we learned long division.

The Rich Hermana

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